What is TOP.ONE saving services?
Top.one's Flexible and Locked Saving services help maximize your benefit, and support USDT, BTC, ETH, EOS currencies. Just hold your funds in the savings product you are subscribed to and grow your wealth with accruing interest.
Support multiple currencies, with the flexibility to redeem your funds at any time
Subscribe your crypto to locked savings periods for higher interest earnings.
About subscription and Transfer-out
- Subscribe and transfer-out your funds at any time。
- The interest will be calculated on the second day of subscription, and will be distributed from the third day
- The order of transfer-out funds is sorted by subscription time
- The interest of locked savings will be calculated on the second day of subscription
- The principal and interest will be distributed together after the end of lon term. Transfer-out is not available during the distribution.
- Transfer-out before redemption date you will lose interests and be charged a penalty fee.
- Penalty rule：Remaining time <1/2 charge 0.1% penalty,> = 1/2 charge 1% penalty.
* Supported currencies, subscripte limit, fast transfer-out limit and total amount will be adjusted according to market conditions.
About interest calculation
Annualized Interest=Principal*Annualized Interest Rate
Yesterday's Interest=（Principal*Annualized Interest Rate）/365
Cumulative Interest=（Principal*Annualized Interest Rate）/365*Days of interest+Previous cumulative interest
About minimum interest calculation rule
The interest paid is calculated with 8 decimal places.
For example, after a user transfer-out part of the principal, the remaining principal amount is 0.0004 BTC. Based on the 0.8% annual interest rate, the daily interest should be 0.0000000087 BTC, but according to the minimum interest calculation rule, the actual daily interest is 0.00000000 BTC.